Different options available for investments in india. Each one’s goal is different and their financial status is different. There is no common or one investment for all. But there are investment for everyone of us.
Stock Market :
Investing in stock market is a best investment in India. But the problem is we have to spend more time to understand and follow in stock market. It is really simple if you are interested in stock market. But it is hard for people who are full time employee or businessman to follow the market. Moreover if we want to investment not more than 50000 per month, it it overloaded information for us. It is best for people,
who want to invest more than 1 lakhs/month.
who can spend at least 3 hours in a day for analysis of the stock.
who has enough emergency fund in their hand and ready to take risk.
But you can explore the stock market by start learning the basics. Books are the best source of knowledge. Best books that I know about for beginners and for experts are:
The Intelligent Investor by Benjamin Graham
The five rules of Stock Market Investing by Pat Dorsey
You can subscribe to paid stock market service for better investment. You can try investment journal such as dalal street investment journal or any other.
MUTUAL FUNDS:
Investing in mutual fund is smart investment in India as it is monitored by fund managers. Mutual fund gives enough diversification and option to invest. It is best for investors,
who want to invest 500 rupees to 1,00,000 rupees monthly
who work as professional and interest in investment as part-time earning.
who can spend less than 10 hours monthly in investment plan.
In case you want invest in stocks for wealth creation, Learn fundamental analysis. Read about fundemental analysis in Zerodha Module 3_Fundamental Analysis and select the stocks for long term investment.
It covers following 10 topics in details. It will help you to select the stocks for investment. It would take maximum 5 days to learn the concept. Start now and invest.
1. Introduction to Fundamental Analysis
2. Mindset of an Investor
3. How to Read the Annual Report of a Company
4. Understanding the P&L Statement
5. Understanding Balance Sheet Statement
6. The Cash Flow statement
7. The Financial Ratio Analysis
8. The Investment Due Diligence
9. Equity Research
10. DCF Primer
INVESTMENT IS FULL OF OPPORTUNITIES AND DRIVEN BY FINANCIAL KNOWLEDGE.
Mutual funds are considered as best investment in India. Only 2% of indian population invests in mutual funds and stock market. Investing money in stock market or mutual funds would give chance to grow your money. Understanding the different types of mutual funds and it is investment portfolio is important to start investment. Understand the 5 aspects of mutual funds. Analyse the each mutual fund by these factors and decide the best mutual funds suits for your financial planning.
1). Types of mutual funds
2). your investment objective and mutual fund investment objective
3). Mutual fund performance & returns
4). Fund House (AMC)
5). Expense ratio,exit load of the scheme.
Look at your expertise on stock market and time you can spend to analyze the stocks. Based on that select mutual funds or stock market for your investment.
INVESTMENT IN FINANCIAL KNOWLEDGE GIVES BEST INTEREST IN THE WORLD.