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Senior citizens and retired employees deposits their money in Fixed deposits for their survival.  Now SBI has reducted the fixed deposits interest rate drastically.  SBI FD gives 5.7% per annum and 10% TDS would be deducted from the earning.  Take a consideration of 4% inflation rates and 10% deduction, it would be worst option to keep the money.  Retired employees ...

College students and job seekers get an job offer by their talent and skills.  They are technically strong and strong in soft skills. But they are not aware of financial knowledge to become rich after accepting the job offer.  In this post, we would discuss what to do after getting a job and what to do after accepting a job offer to become ...

Indian market is in tough situation due to corona virus and YES bank issue. Economists say that is it correction in Indian market as it is highly overvalued.  Let us discuss how market crash impacts to long term investments and what should we do in case investing in mutual funds in SIP mode. Recession and market corrections in Indian market ...

Mutual funds has 2 option to invest, lump sum and SIP mode. SIP mode offers you to invest monthly fixed amount in your selected mutual funds.  SIPs are a psychological tool of discipline.  By nature, investors are tempted to invest more when the market is racing and stop investing altogether when it is falling.  SIPs automate the entire investment process ...